The HSA is a savings account used to pay for qualified medical expenses directly with your HSA debit card or to reimburse yourself at any time for medical expenses paid out of pocket. There is no time limit to reimburse yourself. You can contribute to an HSA only if you are enrolled in the HDHP and are not covered by any other traditional medical plan (including your spouse’s plan or Medicare) or flexible spending account. If you enroll in the HDHP and you choose to participate in the HSA, you will be required to contribute a minimum of $52 to your HSA. Maximum contributions are set by the IRS. For 2025, the maximum contribution is $4,300 for single coverage, or $8,550 per household. An annual catch-up amount of $1,000 is available for team members ages 55-65.
